great singapore sale which credit card to use

Which Credit Card Gives You the Best Value this GSS?

The annual Great Singapore Sale (GSS) is here! Official dates are from 3rd June to 14th August but we hear, some retailers have already started their promotional prices. Using the right credit cards will allow you to earn points and claim rewards, and even get some rebate. Choose the right card to get more bang for your buck. There is no 'one size fits all', since it depends on what you prefer. We've analysed the different credit cards available in the market and found that these can give you the value you're looking for this sales period. Read on to find out what they are!


As the official card for GSS, UnionPay is offering a lot more benefits to its cardholders. There are over 86 participating merchants, across at least 8 sectors (e.g. fashion and accessories, food and beverage, and lifestyle). Aside from getting an additional discount off your total bill, UnionPay users will also stand a chance to win a bonus $500, on top of a daily $100 draw (limited to five people) from the organisers of GSS. In summary, here's what you stand to gain from paying with UnionPay:

- Additional 10% to 50% of savings on top of total bill with selected merchants (e.g. Dorothy Perkins, Folli Follie, Topshop)

- A chance to win an additional $500 on top of daily $100 lucky draw (limited to 5 pax per day)

As UnionPay is actually a service provider and not a bank, they do not issue their own cards. Banks that offer UnionPay in Singapore are UOB, Industrial and Commercial Bank of China, Bank of China, and DBS (accepting applications from 3rd June). If you travel frequently to China, you might consider getting one of these cards for greater ease of payment there, and save more this GSS. 


When you spend with CIMB, you have the opportunity to win three types of prizes:

1. A Volvo V40 - With every $30 you charge to the card (in a single transaction), you will get one chance to win the car. Every $30 onwards gives you another chance in the lucky draw. This can be done by either spending locally or overseas, from 25th May till 31st July.

2. $10 vouchers of your choice - From Coffee Bean, Dairy Farm, or Takashimaya Department Store. Spend a total of $200 (through a maximum of two receipts) to claim one voucher, capped at two vouchers per day, nine redemptions in total from 25th May till 31st July. 

3. A Le Creuset Marmite Cast Iron Pot - To participate, you'll first have to send in an SMS to register, and then accumulate a minimum $20,000 spend on any of your CIMB cards within a single spend period. There are three separate qualifying spend periods: 25th till 31st May, 1st till 30th June, and 1st July till 31st July. 

For a comprehensive list of terms and conditions (T&Cs), click here

Additionally, CIMB cards also give you a 1% to 10% cash rebate


The bank is offering two types of rewards for its cardholders (excluding AIA co-branded cards, corporate liability cards, and debit cards):

1. GSS Spend and Redeem 2016 (from now till 15 July)

- Spend from $5,000 to $9,999 to stand a chance to win 10 tickets from Cathay Cineplexes

- Spend from $10,000 to $20,99 to stand a chance to win a one-night Courtyard Room stay at The Fullerton Hotel Singapore

- Spend $21,000 and above to stand a chance to win an all-inclusive pair of tickets with Silkair either Phuket, Siem Reap, or Langkawi

T&C here

2. Shake the Bag (from 1st June till 30th June)

- Win up to $200 cashback with a simple lucky draw game. Each transaction with a minimum spend of $150 will entitle you to one chance at 'shaking the bag' to win the prize

- Prizes start from $2, all the way to $200 as cashback to your spending

- Limited to two chances per day per customer

T&C here

The MANHATTAN/MANHATTAN World cards also give you $500 or $800 cashback respectively.


Featured photo via YourSingapore

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